How to do Credit Card Fraud: ultimate guide

Credit Card Fraud

As days go by, technology finds new ways to bless our existence but also leaves loopholes in the process which would either benefit or disfavor the society. This advancement in technology brings out new techniques of credit card frauds. This post should be a huge relief to all Yahoo boys who want to learn how to do credit card fraud and get away with credit card theft.Credit Card Fraud Technique: Easy guide

Today, technology has added yet another one with loopholes to its loopholes list, and the significant addition is the ‘credit card’ that millions of people carry about daily. All thanks to credit card scammers, who are looking for ways to render you broke by stealing from you.

Disclaimer: Dollar mind is not in any way promoting or encouraging any form of cyber-crime( internet scam) rather, to inform and educate.You’re responsible for the consequence of indulging in this format carelessly.

Credit card is beneficial but contains holes in that there are guaranteed standard techniques of credit card frauds that could easily make a smart fraudster productive for generations.

Credit cards help to ease transactions but then, knowing the right techniques of credit card frauds and how to do credit card frauds could attract you victims that would get you more money without hassles.

This article will reveal the various crazy techniques of credit card frauds that smart guys initiate to make their baby mamas and family happy. You could also, as you read on, deduce ways on how to do credit card frauds successfully.

Read also: How to start a POS business in Nigeria and the cost

Working Techniques of Credit Card Frauds and Ways to Do Credit Card Fraud

The various techniques of credit card frauds do not demand to spend much to run them. But you must read the basics of becoming a credit card scammer to fully understand how to do credit card fraud.

As an individual intending to learn the ways of how to do credit card frauds, you may want to look out for these confirmed techniques, and as a credit cardholder, this is the best place to learn the ways so that you can better safeguard your money.

Access to Credit Card Number and Theft

This is the most common of the techniques of credit cards frauds out there. As a fraudster, you do not need any particular skill on how to do credit card frauds before pulling this one. Here, the utile numbers on the card are what you need. To breach faster, you may have to proceed unto any online stores for purchases which may not require any form of identification or pin.

I made my friend suffer temporarily for his carelessness. I took his credit card without his knowledge, bought what I needed and the alert rung on his phone, leaving him half insane.

I disclosed it to him when I returned; he even bought me a drink for making him understand how real the cases of credit card frauds are.

As a credit card owner, losing your card to a fraudster makes it becomes straightforward for your card details to be breached. Secure offline and online software make this a reality. Be careful while handling your card and resort to blocking your card instantly if it goes missing.


An excellent phisher is a wealthy fellow. Phishing does not require much of hacking gadgets; it only requires correct speeches composition and the brain on how to do credit frauds successfully.

A Fake Website for Phishing Credit Cards

Although this is an old method, it still works, and the phisher plays dope by employing everything and skills necessary to convince a user into revealing his details. A phone call is the most widely known method of phishing, but there are other ways or techniques of credit card frauds involving phishing. They could come as Emails or webpages with the phisher claiming to be from a legitimate company.

Many reports arise every day that credit card users are still susceptible to this technique, especially the old ones. In essence, phishing on old credit card users works like magic because everything appears real to them.

Read also: How you can become a successful credit card scammer

Data Infraction

Data breaching or infraction is one of the problems that put legitimate sites on their toes as there are constant attacks launched on these sites. This technique of credit card fraud is a quite sophisticated way of how to do credit card frauds, and it also requires a great lump of skills and technological gadgets to work out.

This method, although complex pay big as the details revealed are usually enormous,, thereby giving more gains. It involves individuals with more excellent computer knowledge and connections. To make it easier, contacting insiders of organization’s web to be attacked eases the breaching process for the credit card details of users.

Incognizant Spyware Installation

This is one of the many ways on how to do credit card frauds. The techniques of credit card frauds span to computers and smartphones alike.

A hacker will only innovate a way to have spyware set up on your system. Spywares are designed to steal every bit of information available which are stored and sent back to the manufacturer immediately there is an active data connection.

Individuals who are interested in this technique often meet with app or software developers to make them one of these since they can’t. These viruses, when downloaded, and opened attach itself like a weed in a farm to other system files. This is now one of the most widely used ways since people are not mindful of sites and packages they open and also, they care less about the security of their systems.

Use of Skimmer

This is one of the sturdiest techniques of credit card frauds. Skimmers are rapid superficial readers out there that read cards with magnetic strips.

A POS machine with a Skimmer installed

The more security measures are employed; the more security breaches are being developed.

The magnetic strips available on credits cards make it very vulnerable for hackers to read into the card and copy out available data.

Skimmers are often installed on gadgets like POS such that when a victim slides in credit card into a card reader, it will be able to read all that there is to be read on the magnetic field of the card. Hackers could even pay POS owners to allow them to into tall this chip in the POS.

Read also: How to smartly do online Bank fraud

Recently, this technique has been going off and is effective on cards with magnetic strips as EMV chips have come to replace and better secure against this one of the many methods of credit card frauds.

Online Market /Cloned Websites

Any internet user, be him learned or not can be easily vulnerable to credit card fraud techniques of this kind. How to do credit card frauds with this technique is quite easy and only requires the hacker to develop a website or clone an already existing site for the purpose.

People who find the products they need on such sites will end up giving away their credit card details to the hacker as they’re entering the card numbers for payment.

The best way usually is to clone a reputable site which will trick visitors into believing that they’re in the right place. Apart from websites being cloned for this cause, one could still clone the customer care account of various banks and use it to trick customers with complaints to provide you with their card details. I discovered this to be a working credit card fraud technique when my friend, if not for weak network strength was almost tricked into giving out his credit card details to hackers, thinking that he was conversing with the bank’s customer care agent.

Credit Cards Cloning

Cloning credit cards is one of the conventional techniques used for credit card frauds. Hackers have readily available credit cards in stock. All that is to be done to these cards is to merge a hacked data with the available cards and then use it on a spending spree.

Wi-Fi Hotspots

This is a technique that most card owners, especially those fun of storing credit card details on phones fall for. As one of the privacy-intruding techniques of credit card frauds, an unsecured Wi-Fi network could be set up to steal specified data from a victim’s device ice.

This technique concerning how to do credit card frauds falls to a state of probability as the device attacked during connection may not have any credit card detail available. Still, on that, it, her useful data could be stolen. Depending on the effectiveness of programs a hacker uses to access the device connected to the compromised network made available, the hacker may still be able to intercept and retrieve any credit card-related data from the installed browsers which may have been used for online credit transactions.

Ways to Retort Credit Card Frauds

Knowing how to do credit card frauds fate people to riches and sadly, tragedies too. Despite the tragic nature of credit card frauds and the elaborateness of the techniques of credit card frauds, serial money-minded individuals still engage in it without giving a damn.

Cyberpunks and other classes of credit card fraudsters are making clear that they’ll never give up with their hustle until your money becomes theirs. For this reason, credit card owners and concerned companies or organizations should consider threading in security-oriented paths to ensure safe transactions and a severe fight against credit cards theft.

Preventing Credit Card Frauds as a Card Owner

If you own a card and looking for how to prevent credit card fraud, it is quite simple. Since you already know the techniques of credit card fraud and how they are done, prevention is now the simplest aspect of the whole game.

Be Mindful of Card Readers or ATM Standpoints

For so many reasons, you should be mindful of the ATM stands you make use. Nowadays, surveillance cameras other than the originally installed cameras are now being used to monitor credit cards. You may consider not handling your credit card as a flag while at any place; ATM, gas stations, or wherever.

Another, thing to be wary of is skimmers which are being installed in card readers to collect credit card details for the hacker.

Read also: How to create facebook phishing page 2021

Confirm the authenticity of websites before carrying out any transactions with them.

No matter what, never use your credit card on a non-secured website. Your credit card details are always stored at the backend of every site where you have used them.

Crosscheck Account Statements

Always check your account statements and be sure to contact your service provider for any suspicious sale no matter how small the amount may be.

Always Block

Immediately block or report cases of stolen credit cards.

Keep your Details

Do not give your credit card details to anybody; not even your service provider.

Secure the details

Instead of saving your credit card details on your phone or computer, write them down somewhere that only you will know in case of forgetfulness. Do not store your security details on any advertised network, not even on any Google pin-storing platform.

Protecting Users’ from Credit Card Frauds as a Company

  1. Make use of a 2-way Authentication
  2. Sent an OTP to users before commencing a transaction
  3. Restrict card usage to a particular area
  4. Frequent updates of security facilities
  5. EMV strip credit cards availability

Now that the techniques of credit card fraud and how to do credit card fraud, you can now run your clients a fast one and become rich with their cards. Do you still need training on how to do credit card fraud? Comment something nice about this post and share on Social Media for others to learn – then I will select those that will be trained.

Read also: how to create a phishing site using kali linux

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